By Seth De Rougemont on 22-01-2011
A money market account can be a great savings vehicle for a variety of needs. The main features of a money market account that make them appealing to savers is that while the funds earn interest, the principal is safe and accessible. Federal regulations require money market account funds to be limited to six withdrawals per statement cycle, so this helps reduce unnecessary withdrawals.
Zions Bank, in business for over 135 years, has more than 125 branches along with 24-hour internet access to their accounts. All deposit accounts with Zions Bank are FDIC-insured to the maximum limit of $250,000 per depositor.
Zions Bank Internet Money Market Account requires a minimum balance of $2,500 to earn the current APY of 1.11 percent.
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By Riley Evans on 20-01-2011
After the Christmas spending spree, January is typically the time when people step back and try to take stock, and make sense, of the money they have spent over the holiday season. And, if you’ve made a number of purchases on credit cards then January is the month to start worrying about how much those presents are going to cost you in interest payments!
One way to avoid these interest charges is to take out an interest free credit card and transfer onto it any outstanding balances from other cards. Another way to avoid interest charges is to just pay the card off in full, but as many won’t be in that position, and for the sake of this article, we’ll concentrate on the balance transfer option.
If used correctly, transferring a balance to a low or 0% credit card can be a great and very straightforward way to save money. But if t
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By Kiara Withers on 19-01-2011
Small businesses employ 60% of the private sector workforce and estimated to account for 45% of total energy use, government figures show.
Small businesses that hold liability insurance must be considered first when it comes to carbon reporting standards, according to the Association of Chartered Certified Accountants (ACCA).
The environmental and carbon impact of is significant.
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By Riley Evans on 15-01-2011
Getting a bargain when making a purchase can make a person feel much happier about that purchase. This is especially true when the money saved is a large amount, like saving thousands of dollars on the purchase of a new home. Purchasing a new home can be a stressful experience, but following some simple tips can make the home buying experience more pleasant and save the homeowner a lot of money in the process.
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By Seth De Rougemont on 14-01-2011
Earn two percent APY on a five year CD with Capitol One Bank
A certificate of deposit (CD) offers a safe way to earn interest on your savings for a specific term and most banks also offer a bit of flexibility in how the interest is paid on the account. Some savers prefer to compound the interest in the CD, while others opt to have the savings transferred to another bank or paid by check.
Capitol One Bank CDs are all fully FDIC insured to the maximum limit.
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By Kiara Withers on 13-01-2011
Landlord insurance holders are optimistic for the forthcoming year, a recent survey revealed.
A study carried out by Paragon Group found that confidence among landlord insurance holders has been boosted by excellent levels of tenant demand and improving buy-to-let mortgage conditions.
Results shows that 48% of landlords that participated in the survey said that they believed stable interest rates will be a key positive in 2011 but 54% think that a positive tenant demand during the year will be a driver.
41% of participating landlords admitted that they were planning to increase rents. Almost a third said they intend to increase by 4% and 10% aiming to increase them by 4 and 8%.
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