By Seth De Rougemont on 08-10-2010
Most consumers need a checking account to pay their bills, but it can sometimes be frustrating to keep funds in an account without earning interest. Many banks are now offering an interest checking account to resolve that problem. Rather than needing a separate savings account and constantly transferring funds to pay bills, consumers can opt to keep their paychecks in a checking account that pays interest.
FNBO Direct, a division of First National Bank of Omaha with customers in all fifty states, offers an interest checking account that includes free online banking, free online bill paying and an FNBO Direct Visa check card with access to 840,000 PLUS ATMs around the country.
The FNBO Direct Online Bill Pay Account currently earns 1.10 percent APY. Customers can be comfortable that the account is fully FDIC-insured to the maximum limit of $250,000 per depositor.
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By Riley Evans on 07-10-2010
Today, as promised, we here at Peak Personal Finance are going to show you how well the Wells Fargo Bank electronic banking stacks up in today’s competitive world.
First, the Wells Fargo Bank online banking site is full of useful content and information for everyone from first-time home buyers to experienced users looking for the latest rates or newest offers. The bank has obviously put a lot of effort into filling the Wells Fargo online banking site with a lot of useful information.
While some of their marketing (advertising) on the site is a little overboard, it’s not so pushy that it pushes users away. No annoying popups or other advertisements are used, just a lot of graphical ads on each banking page.
Features of online banking at Wells Fargo Bank include the ability to open most account types through the Internet, so a new checking or savings account is no problem and starting a new CD is easy.
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By Kiara Withers on 05-10-2010
Prepare for weather-related disruptions this winter, business group advises small businesses.
Following the coldest winter for three decades last year, the Forum of Private Business (FPB) is urging small businesses to prepare for any potential adverse weather by drawing up continuity plans.
Positive Weather Solutions have warned that the winter of 2010/11 is likely to be as disruptive as last years with icy temperatures and snowfalls predicted.
A high number of businesses claimed that last years’ extreme conditions had negatively affected their company. A
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By Riley Evans on 03-10-2010
Here at Peak Personal Finance, we’ve been doing a series of articles looking at CD rates from various banks followed by a look at their online offers for electronic banking. We’re continuing that with a look at Wachovia Bank certificate of deposit rates and tomorrow we’ll look at their online banking setup.
Wachovia Bank CD rates start with two specials available right now, both of which require a current Wachovia checking account to open. They have a $5,000 minimum deposit to open and maintain and have a 45 month or 58 month term. The 45 month term offers a 1.50% annual percentage yield (APY) and the 58 month term has a 2.15% APY.
Standard Wachovia CD rates are also available in various terms with deposits starting at only $1,000 minimum.
For a 3 month term, Wachovia Bank CD rates are 0.01% APY, 6 months gives a 0.10% APY, and 9 months gives the same. 12 or
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By Kiara Withers on 01-10-2010
What a strange moment. The car, the music, and suddenly, in the midst of unwarranted stress, an unexpected peace. Sort of like the right mellow music at just the right time. When the mood changes all at once.
I was driving home from the office at night. I’d been home for dinner, but gone back to the office for a while after dinner. The car drove smoothly over a newly paved street under soft street lights highlighting shade trees in the darkening dusk of late summer or early fall.
Hours earlier, a truck ran over and knocked out our Internet and our television. “Our” in this case means most of the Willamette Valley, from Eugene north about 100 miles to Portland. A fiber optic cable trunk line was cut by a dump truck, or something like that.
What to do? First, the shortness of breath, the shudder at contemplating hours without web or TV. It took effort not to panic. I went
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By Seth De Rougemont on 29-09-2010
As savings rates go up, consumers are searching for the right place to keep their growing emergency savings funds. For many, a money market account provides the interest earnings they want with the flexibility of easy access. Money market accounts are limited to six withdrawals per month.
H & R Block Bank offers a full range of FDIC-insured deposit accounts, including a money market account with a minimum deposit requirement of just $25.
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